SOARE, C. A. Internet Banking Two-Factor Authentication using Smartphones. Journal of Mobile, Embedded and Distributed Systems, [S. l.], v. 4, n. 1, p. 12-18, 2012. Disponível em: http://www.jmeds.eu/index.php/jmeds/article/view/Internet_Banking_Two_Factor_Authentication_using_Smartphones. Acesso em: 3 may. 2025.